If you drive a car in Northern Ireland, you are legally obliged at a minimum to have third-party insurance in accordance with road traffic legislation. There are a wide variety of motor insurance products, with varying levels of protection available for you to choose from. Trying to decide which insurance policy is best for you can sometimes be confusing, and so we have created a brief explanation of each of our car insurance NI policy types.
Third Party Only Insurance
Third Party Cover is the minimum cover which you are legally required to have here in Northern Ireland. . It covers you, as the driver, against liabilities which may arise if you injure a third party or damage their property. It does not however, cover you or your vehicle if it is damaged in an incident for which you are at fault nor will it cover your vehicle in the event of fire or theft.
*Terms and conditions apply. *
Third Party Fire & Theft Insurance
Third Party Fire & Theft is our mid-tier insurance coverage. It covers all that is available with third party only motor insurance, along with providing you with coverage for your own car in the event of fire or theft.
*Terms and conditions apply. *
Comprehensive Insurance
Our Comprehensive car insurance is the highest level of insurance cover we offer here at AXA. This cover protects your vehicle and any third parties involved in an unforeseen incident. As with other insurance policies, the terms and conditions may vary from one policy to another. It is highly important that you thoroughly read and understand your policy documents so you are aware of what you may, or may not be covered for.
