For first time drivers who are taking out a car insurance policy and who have not built up a no claims discount we offer numerous discounts which you can avail of as a first-time driver, to help bring down the cost of your car insurance policy. This includes a named driver discount, 10% discount if you get your quote online, and another 10% discount if someone within your home has already availed of an AXA insurance car policy!
What Different Types of Car Insurance Cover Are on Offer?
When searching for the most suitable car insurance NI policy for you, it is important to understand the different levels of car insurance cover on offer.
AXA’s Third-Party Cover is the entry level of car insurance that we offer. It covers everything that you are required to have by law. It protects you, against any liability in the event of an unexpected accident in which you injure a third party or cause damage to their car.
One step up from this is Third Party Fire & Theft cover. This offers the standard insurance that is covered by the Third Party Only cover, but with additional cover for your car in the event of any fire or theft.
Our most complete level of insurance is Comprehensive car insurance. This provides you with cover for all that is offered in the previous two insurance policies mentioned above but extends even further to cover your vehicle.
Does Named Driver Experience Impact My Policy?
If it is your first time taking out a car insurance policy on your own, having named driver experience can help lower the cost. AXA offers all first-time drivers a discount on their insurance if they have named drivers’ experience. You can qualify for named driver experience if you have previously been named on someone else’s insurance policy and are claims free. Terms and conditions apply, please check your policy documents for further details.
