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How is my van insurance premium calculated?

Driving | van
June 10th, 2024

Your van insurance premium will be calculated in accordance with which level of cover and package you choose for your van insurance policy.

The team at AXA are here to help you choose the most suitable van insurance NI package to suit your needs. We aim to provide you with all the information you need to decide which level of cover and package to opt for.

As a sole trader, you can choose between the following 3 levels of cover for commercial van insurance in NI:

  • Comprehensive

  • Third Party Fire & Theft

  • Third Party Only

Fill in our online form to get a van insurance quote. Please note that if you have a car insurance NI policy with AXA, you will receive a 20% discount on your van insurance quote.

Van Insurance Premium - How is it calculated?

What van insurance packages can I choose from?

When insuring your van with AXA you can choose between two packages - Standard and Premier.

Standard Van Insurance

AXA’s Standard commercial van insurance package in NI includes unlimited cover for injury to other people, £5 million protection for damage to other people’s property, third party trailer cover up to 10cwt carrying capacity, emergency medical treatment and a no claims discount stepback.

Premier Van Insurance

AXA’s Premier van insurance package in NI includes everything that you get with our Standard package as well as reduced accidental damage excess, cover for replacing locks or alarms and a new replacement van if repairs will cost more than 60% of the vehicle value if it’s less than 1 year old.

If you choose the comprehensive level of cover, you will also be covered for windscreens and windows (excluding sunroofs) under the Premier package. Your no claims discount will also not be affected by fire and theft claims.

What additional extras can I add to my van insurance cover?

At AXA, we understand that all of our customers have different needs when it comes to insuring their vans, so we provide the following optional extras that you can add to your van insurance policy.

You can add protection for your no claims discount, 24-hour breakdown assistance, windscreen and windows excluding sunroof, or cover against legal expenses.

Applying for a van insurance quote

To apply for a van insurance quote with AXA you can easily apply online, by phone or by visiting one of our local branches.

- Visit our local branches to chat with our team in person.

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Van Insurance

20% discount if your car is insured with us

We look after your van, so you can look after your business. Call our dedicated van team at 02890 020104 to help you switch, or get a quote online today.

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