Building Insurance is one of the main home insurance policies we offer here at AXA. Our building insurance helps to protect your building's physical structure, along with the outhouses or sheds you may own in the event of fire, storm, or flood damage. This particular home insurance policy also covers damage to your underground services, windows, and escaped water from things such as kitchen pipes. Having buildings insurance helps to give you peace of mind that if the unexpected were to happen, your assets are protected. Check your policy documents for more details.
Are the contents of my building covered under Building Insurance?
Under AXA’s building insurance, some of your household's permanent fixtures such as the bathroom fitting and kitchen units may be covered, however the majority of your household contents such as personal belongings, are not.
If you do wish to avail of contents insurance, here at AXA we offer a separate Contents Insurance policy. This is suited to those who are renting their home as it will provide cover for your personal belongings, but not the building structures. If you are looking to insure both your buildings and contents, we also offer a comprehensive Buildings & Contents Insurance, which provides you with protection for both.
If my building is damaged in some way, how can AXA help?
At AXA, we aim to try and help make the claims process as easy as possible for you, which includes if you need use of temporary accommodation. Depending on your home insurance policy, if your home has been deemed unfit to be lived in due to damage caused by an unforeseen event, we can help with the cost of similar alternative accommodation while your home is being repaired. There are terms and conditions so please refer to your policy documentation for more details.
When you take out a building’s insurance policy with us at AXA, you are also provided with access to our Emergency Home Assistance. With this, if you experience a minor emergency, such as a damaged roof, we will send out one of our AXA-approved tradesmen to temporarily fix the issue. This allows you to permanently repair the issue later. Our Emergency Home Assistance is available 24/7, meaning that if the issue occurs while your usual tradesman is out of hours, you don’t need to worry. You can avail of up to four callouts per year, free of charge which will not impact your home insurance premium. It is highly important to read your policy documents to understand this service.
