It’s not a requirement to have contents insurance for your apartment, however, it is recommended that you consider taking out a contents insurance policy to protect your personal belongings.
After all, having contents insurance for your apartment will give you peace of mind that, in the event of a burglary in your home, your belongings are protected.
AXA has a range of different home insurance options that you can choose between to ensure that you have the right level of cover to protect you and your home.
What cover is included in AXA’s contents insurance package?
A contents insurance policy protects your belongings from loss or damage that happens as a result of theft, storm, flood, water and fire. Contents insurance is suitable for those who rent or live in an apartment as it will ensure that your valuable items are protected in the event of a burglary, fire, flood. You can insure items like your engagement ring, watch, laptop, TV, art and furniture under your policy.
The benefit of having contents insurance is that it includes cover for gifts, replacement locks, gardening equipment, as well as cover for accidental damage to your valuable belongings.
Your landlord or management company will have a buildings insurance policy to insure and protect the apartment building itself. So, you will just need to take out a contents insurance policy to protect your valuable belongings.
What additional extras can I add to my contents insurance policy?
You can choose which additional extras you wish to add to your contents insurance to extend the level of cover on your policy. AXA offers bicycle cover, accidental damage cover and gives you the option to insure your belongings when you’re outside your home. For example, you might want to insure your jewellery or camera when you are out and about.
