AXA offers different NI home insurance options to suit homeowners' specific needs and lifestyles. So, depending on the level of cover you need, you can choose between Buildings Insurance, Contents Insurance and Buildings & Contents Insurance.
Buildings Only Insurance in NI covers your house, sheds and outhouses. It includes cover for permanent fixtures like kitchen units and bathroom fittings.
Contents Insurance in NI is most suitable for those who are renting. It covers your belongings like your furniture, clothing, electrical goods etc.
Buildings & Contents Insurance in NI is the most comprehensive home insurance offering as it covers both your property and your belongings.
So, your shed and outhouse will be covered in Northern Ireland under a buildings only insurance policy or a buildings & contents insurance policy.
How can I calculate the value that I should insure my property for?
To find out how much you should insure your home, outbuildings and sheds for, you must calculate the cost of rebuilding your home. The building should be of standard construction and used for domestic purposes only. You can use the BCIS Rebuilding Cost Calculator when estimating this cost.
When you’re insuring your home, you can use this calculation as the estimation of the value of your property.
How can I renew my home insurance? Can I add additional cover or make changes to my existing level of cover?
Every year you will receive a letter to remind you about renewing your home insurance in NI. Your renewal letter will give you the opportunity to review and update your policy.
Before renewing your policy, you can extend your level of cover to include some of our optional extras. This allows you to tailor your home insurance to suit your needs. To renew your home insurance, you can simply log into your MyAXA online account. Alternatively, if you call our home insurance team on 02890 020104, they will guide you through the process.
How can I report a home insurance claim?
To report a home insurance claim in NI, log into your MyAXA account and select ‘Make a Claim’. Or, if you don’t have a MyAXA account, you can report your claim securely online, by filling out the dedicated home insurance claim form.
Once you have reported your claim, we will contact you to provide an update on the progress of your claim.
