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What is the difference between second home insurance and holiday home insurance?

Property | property
June 10th, 2024

Second home insurance is a policy which covers a property you own that is not your principal residence. At AXA, we offer this type of home insurance as what we call Holiday Home Insurance. The idea behind our holiday home insurance is to offer protection to your second house, which is not lived in for most of the year. When you choose to take out a policy with us at AXA, we can offer a 10% online discount on our holiday home insurance. Along with this, we also offer full access to our Emergency Home Assistance allowing you to have peace of mind that you can avail of the protection you need 24/7. See terms and conditions.

What is the difference between second home insurance and holiday home insurance?

How is Holiday Home Insurance different from regular Home Insurance?

Whether it is home insurance or holiday home insurance, you can choose between three policy types – Building Insurance, Contents Insurance or Building & Content Insurance.

A Holiday Home policy differs from the regular home insurance as it is specifically designed for a home in which you do not live in for most of the year. Our holiday home insurance is designed to protect you and your home. This gives you the peace of mind that even though you are not living in your second home for the majority of the year, your investment remains safe and protected with AXA.

What is the best Holiday Home Insurance for my house?

The most comprehensive policy for Holiday Homes is our Buildings & Contents which offers you protection of both physical buildings and contents you might have inside your home. We believe that this policy offers you an excellent level of protection for your holiday home, as it protects your valuable assets.

For those who do not want to take both Building & Contents insurance, we also offer them separately. Our Contents policy will cover your personal belongings and holiday home’s contents, while the Building Only policy insures your building’s structure. These policies allow you to choose a suitable insurance policy that suits your home and lifestyle.

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