Being self-employed shouldn’t be a risk

They are our neighbours, our friends, sometimes even part of our families and they’re often the hidden champions in our midst- the small business owners, self-employed workers and freelancers.

They're the heartbeat of our communities, bringing fresh ideas, support, and vibrancy to our lives and economies. Yet do we truly grasp their stories, their resilience, and the risks they shoulder every day.

Being self-employed shouldn't be a risk campaign video

AXA supporting the self-employed

Small business insurance

We have a small business policy for whatever your small business insurance needs are. Our policy gives you everything you need to run your business efficiently, like public liability and employer liability, plus great optional extras.

Farm insurance

We have a farm policy for small farm holdings and tractors. We can offer a farm policy that’s the perfect package, from public liability cover, to cover for your home, outhouses and farm vehicles.

Contact your local broker for more information.

'The Allure and Anxiety of Self-Employment:

A Balancing Act'

The self-employed are the backbone of our communities, driving innovation and local economies. But do we truly understand the risks they take and the support they need?

Our report, "The Allure and Anxiety of Self-Employment: A Balancing Act", delves into the motivations, challenges, and aspirations of being self-employed and the allure to be your own boss. Revealing a story of resilience and highlights the importance of a strong support system, while also addressing public perceptions of self-employment.

The research also highlights the significant contribution of self-employed individuals to our local economy, while also exposing the balancing act they face between autonomy and financial instability. The allure of self-employment is strong, but is a path paved with both enticing opportunities and daunting challenges.

A few of the key findings for Northern Ireland are as follows:

Nearly 90%

of Northern Ireland...

businesses are small, yet most people estimate the number to be around 38%*.

82%

of all adults agree...

self-employed individuals and small businesses are crucial to the economy.

43%

of self-employed...

business owners tell us they are currently stable and 43% told us they are doing well or thriving.

Read full report

*Source: AXA Self-Employed report 2024 & NISRA, 2024

Report note - This study, conducted by AXA Ireland, employed a quantitative research methodology using a nationally representative sample of adults across the Republic of Ireland and Northern Ireland.

What our customers are saying...

We pride ourselves on our exceptional customer service, and always strive to provide a great experience for our valued customers. Our customer reviews are independent and unbiased.

The staff member had careful attention and active listening skills that made the entire process smooth and efficient.
AXA Small Business Insurance Customer

Friendly responsive service, ensuring the best most relevant products were offered tailored to my needs.
Anthony – AXA Farm Insurance Customer

Helpful articles and advice

The Balancing Act:

Why Ireland's self-employed need more support

Beyond the 9-to-5

Why flexibility is driving self-employment, especally for women.

Investing in the future

How the self-employed are building resilience.